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Mindful Budgets Subscription Terms & Conditions

These are the terms and conditions for an Accountability Subscription with Mindful Budgets. Upon first payment on a subscription, the Client is agreeing to the following terms:

  1. Payment Terms. Subscription will be billed on a monthly basis and can be cancelled or adjusted at any time via the Client Billing Portal.
    1. Canceling or altering a subscription. Subscription can be cancelled or altered at any time using your Client Billing Portal. Cancellations or plan changes will take place at the end of the calendar month.
    2. Refunds. Refunds are not available. The Client understands that the subscription fee is nonrefundable. Should a Client decide to terminate a subscription with Mindful Budgets for any reason, they understand that unused paid coaching time has no cash value and will not be refunded.
  2. Scheduling sessions. Client is responsible for self-scheduling sessions using the Accountability Session link. Sessions must be used within the calendar month.
    1. Sessions don’t rollover. Unused sessions do not roll over and are not subject to refund. Please be sure to use your sessions!
    2. Session rescheduling: Scheduled sessions can be cancelled and rescheduled once per month with 48 hours notice using the Accountability Session link. Constant cancellations/reschedules without proper notice may result in subscription cancellation.
  3. Client conduct agreement:
    1. The CLIENT understands that communication is crucial to the success of coaching, and agrees to be truthful and transparent with their thoughts, ideas, dreams, goals, and challenges.
    2. The CLIENT agrees to commit time each week to manage their money. They will conquer homework assignments, projects, tasks, or other work outside meetings with gusto!
    3. The CLIENT agrees to show up to each appointment. “Showing up” involves being prepared with an updated budget, completed homework or prep work, and being on time. It means having an open mind, willingness to learn, and positive and honest communication with the COACH.
    4. The CLIENT agrees to show up to each appointment. “Showing up” involves being prepared with an updated budget, completed homework or prep work, and being on time. It means having an open mind, willingness to learn, and positive and honest communication with the COACH.
    5. The CLIENT agrees to respond to COACH inquiries in a timely manner, within 48 hours or as mutually agreed.
    6. The CLIENT will complete feedback surveys periodically as needed.
    7. The CLIENT will not share or distribute proprietary documents or resources created by the COACH, and if in doubt, will ask permission before sharing.
  4. Coach conduct agreement:
    1. The COACH agrees to provide sound financial coaching in order to help the CLIENT reach their personal financial goals.
    2. The COACH agrees to provide a safe, judgment free environment to explore and share ideas.
    3. The COACH agrees to honor the CLIENT’s complete confidentiality. No information shared between both parties will be shared with someone else without specific and written permission from the CLIENT. Any anonymized information or testimonials used in marketing will only be shared with permission.
    4. The COACH agrees to respond to CLIENT inquiries in a timely manner, within 48 hours or as mutually agreed.
  5. Responsibility:
    1. Client is solely responsible for their actions, choices, and decisions.
    2. California is the governing state for this agreement. A party’s failure or neglect to enforce any of its rights under this agreement will not be deemed to be a waiver of that or any other of its rights.
    3. By remitting payment for the subscription, I hereby release, waive, acquit, and forever discharge Kerrie Saephanh and Mindful Budgets, their agents, successors, assigns, personal representatives, executors, heirs, and employees from every claim, suit, action, demand, or right to compensation for damages I may claim to have or that I may have arising out of actions, omissions, or commissions taken by myself or by my coach as a result of advice given by Kerrie Saephanh or otherwise resulting from the coaching relationship contemplated hereunder. I further declare and represent that no promise, inducement, or agreement not herein expressed has been made to me to enter into this release. The release made pursuant to this paragraph shall bind my heirs, executors, personal representatives, successors, assigns, and agents.