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Find peace with your money

Take the stress out of your finances with the one-on-one support of a YNAB budget coach

Conquer the YNAB Learning Curve

Get your budget set up the right way, with the least amount of stress possible. Learn the skills to master your YNAB budget independently.

Eliminate Debt, Once and For All

Pay off your debt without sacrificing quality of life. Find your best repayment strategy, break the cycle, and eliminate debt — forever!

Outsmart Money, Together

Budgeting with a loved one can be tricky. Establish a unified budget routine and learn how to advance together towards shared goals.

We love what we do

Kerrie Saephanh is a YNAB coach wearing YNAB merchandise.

Kerrie founded Mindful Budgets in 2021 in Oakland, CA with a mission to help individuals, couples, and business owners find peace with their money.

Through one-on-one coaching, Mindful Budgets has helped people all around the world set up their YNAB budgets, gain clarity, pay off debt, and achieve the life they always wanted.

Get results

Learn more about how coaching can help you find financial freedom on a free Q&A call